Camino Financial's Small Business Loans
Discover how our commercial loan can fit your business and help pave the way for growth and success.
About Camino Financial's Term Loan
- $10,000 to $50,000Loan amount
- Fixed APRAnnual percentage rate
- Bi-weeklyPayment frequency
- 24 monthsRepayment terms
- 5% origination feeFees and charges
Basic Application Requirements
Have an SSN
Business in operation for a minimum of 12 months
Minimum credit score of 670
Annual sales above $30,000
Current on outstanding credit obligations
No filed tax liens, judgments, credit freezes, or bankruptcies in the past 24 months
Must operate within permitted industries and states
The Benefits of Our Commercial Loans
- Funding Speed1-3 business days
- Renewal OptionsEligibility through timely payments
- No Impact on Credit ScoreSoft pulls only
How to Apply with Camino Financial
1
Submit a Loan Application
Complete the application form by providing details about your business. We'll let you know whether you're pre-approved within 72 hours.
2
Submit Your Documentation
Following your pre-approval, please submit all required documentation and information. This is vital for us to make a final loan decision.
3
Finalize Loan Process and Receive Funds
After receiving approval, we'll present you with a final loan offer. Accept the terms and sign the agreement to have the funds transferred to your account.
Your Loan, Your Way: Tailored Solutions For Every Need
We designed our small business loans with adaptability in mind so they fit your unique entrepreneurial journey.
Our lending solution is uniquely versatile; it can meet various needs and cater to different uses, scenarios, and requirements. Your business vision deserves a supportive lender, and Camino Financial is here to be just that.
Frequently Asked Questions
To apply for a Camino Financial business loan, begin by completing a business loan application with your personal and business information. We'll let you know if you prequalify within 72 hours. Next, submit the necessary documentation and provide any other required information. Upon approval, you will receive a loan agreement to review and sign. Following this, the funds will be deposited into your account.
Absolutely. Our A+ accreditation by the Better Business Bureau (BBB) and an average rating of 4.2 stars from over 400 reviews are testaments to our safety.
Additionally, Camino Financial employs bank-grade technology to safeguard your personal data.
Unfortunately, eligibility for a Camino Financial business loan requires US citizenship and a Social Security Number (SSN).
No. Our business loans are designed for businesses with an established credit history, so we cannot approve applications without one.
Camino Financial does not extend small business loans to businesses operating within these industries: Transportation, Warehousing, Real estate, Financial investing or processing, Cannabis industries, Adult entertainment, Car dealerships, Credit unions, and other sectors Specialty Trade Contractors require a FICO score of 650 or above. No businesses that have secured an HCD loan within the previous 90 days. Not located in HI, MI, NV, NJ, PR, MA, NY, ND, OH, PA, or TN. In addition, for Sole Props, IN, NE, or WV.