• Confident businessman reviewing a loan document at his desk with a laptop and smartphone.

    Camino Financial's Small Business Loans

    Discover how our commercial loan can fit your business and help pave the way for growth and success.

  • About Camino Financial's Term Loan

    • loan amount icon
      $10,000 to $50,000
      Loan amount
    • Fixed APR
      Fixed APR
      Annual percentage rate
    • Bi-weekly
      Bi-weekly
      Payment frequency
    • 24 months
      24 months
      Repayment terms
    • fees icons
      5% origination fee
      Fees and charges
  • Basic Application Requirements

    • Have an SSN

    • Business in operation for a minimum of 12 months

    • Minimum credit score of 670

    • Annual sales above $30,000

    • Current on outstanding credit obligations

    • No filed tax liens, judgments, credit freezes, or bankruptcies in the past 24 months

    • Must operate within permitted industries and states

    Asian businesswoman outside an office holding a laptop
  • The Benefits of Our Commercial Loans

    • Funding Speed
      Funding Speed
      1-3 business days
    • Renewal Options
      Renewal Options
      Eligibility through timely payments
    • No Impact on Credit Score
      No Impact on Credit Score
      Soft pulls only
  • How to Apply with Camino Financial

    1

    Submit a Loan Application

    Complete the application form by providing details about your business. We'll let you know whether you're pre-approved within 72 hours.

    2

    Submit Your Documentation

    Following your pre-approval, please submit all required documentation and information. This is vital for us to make a final loan decision.

    3

    Finalize Loan Process and Receive Funds

    After receiving approval, we'll present you with a final loan offer. Accept the terms and sign the agreement to have the funds transferred to your account.

  • Your Loan, Your Way: Tailored Solutions For Every Need

    We designed our small business loans with adaptability in mind so they fit your unique entrepreneurial journey.

    Our lending solution is uniquely versatile; it can meet various needs and cater to different uses, scenarios, and requirements. Your business vision deserves a supportive lender, and Camino Financial is here to be just that.

  • For Different Types Of Businesses
    Smiling business owner with arms crossed in a modern office, conveying trust and professionalism for small business loans.

    Business Loans

    Read more
    Smiling small business owner with folded arms in a modern restaurant, showcasing a successful and welcoming business environment.

    Restaurant Loans

    Read more

    Minority Business Loans

    Read more
    Smiling businessman in a gray suit applying for a business loan on a laptop in a modern office.

    Business Loans for Immigrants

    Read more
    Confident businessman in denim shirt applying for business capital on his smartphone, radiating success and independence

    Business Loans for the Self-Employed

    Read more
    Confident professional woman with laptop gazes out office window at urban landscape, smiling optimistically.

    Sole Propietorship Loans

    Read more
  • For Different Uses
    Smiling African-American man and Hispanic woman, business partners, standing confidently in warehouse with supplies and equipment.

    Business Capital Loans

    Read more
    Executive in navy suit ponders business decision, documents and coffee on desk, whiteboard in background

    Small Business Equipment Loans

    Read more
    Two professionals reviewing clipboard in warehouse filled with stacked boxes, collaborating on inventory management.

    Inventory Financing

    Read more
    Smiling older man in cafe analyzes documents while working on laptop, reviewing debt documentation

    Debt Consolidation Loan

    Read more
  • For Diverse Business Needs
    Smiling Asian businesswoman leads meeting, holding clipboard. Diverse team members visible in background.

    Business Installment Loans

    Read more
    Senior businessman and young woman reviewing documents on laptop, discussing unsecured business loan options

    Unsecured Business Loans

    Read more
    Smiling professional woman in striped blouse using smartphone at home office desk with laptop and plant nearby

    Long-Term Business Loans

    Read more
    Senior businessman smiles confidently, holding tablet, as young woman reviews loan application in modern office workspace

    Alternative Lending for Businesses

    Read more
  • Frequently Asked Questions

    To apply for a Camino Financial business loan, begin by completing a business loan application with your personal and business information. We'll let you know if you prequalify within 72 hours. Next, submit the necessary documentation and provide any other required information. Upon approval, you will receive a loan agreement to review and sign. Following this, the funds will be deposited into your account.

    Absolutely. Our A+ accreditation by the Better Business Bureau (BBB) and an average rating of 4.2 stars from over 400 reviews are testaments to our safety.

    Additionally, Camino Financial employs bank-grade technology to safeguard your personal data.

    Unfortunately, eligibility for a Camino Financial business loan requires US citizenship and a Social Security Number (SSN).

    No. Our business loans are designed for businesses with an established credit history, so we cannot approve applications without one.

  • Camino Financial does not extend small business loans to businesses operating within these industries: Transportation, Warehousing, Real estate, Financial investing or processing, Cannabis industries, Adult entertainment, Car dealerships, Credit unions, and other sectors Specialty Trade Contractors require a FICO score of 650 or above. No businesses that have secured an HCD loan within the previous 90 days. Not located in HI, MI, NV, NJ, PR, MA, NY, ND, OH, PA, or TN. In addition, for Sole Props, IN, NE, or WV.

  • Stay connected

    Join a community of over 40,000 micro-entrepreneurs for access to informative resources, helpful tips, and best practices on growing your business

  • Mission-driven company

    Camino Financial is a nationally certified Community Development Financial Institution (CDFI). By partnering with other mission-aligned organizations, Camino Financial is able to pool and distribute low-cost funding and educational resources to underbanked minority-owned businesses. Camino Financial is headquartered in Reston, Virginia.

© 2024 Camino Financial, Inc. All rights reserved. Lending products and services are provided by Salas & Company LLC, California Financing Law License # 60DBO-43053. Salas & Company LLC operates under the trade name “Camino Financial.” Alternatively, lending products and services may be provided by an affiliated company - Fundation Group LLC, California Financing Law License #603L340.
Camino Financial Better Business Bureau A+ accredited businessCloudflare
fundation

11600 Sunrise Valley Drive, Reston, VA 20191 | info@caminofinancial.com| Tel (800) 852-0655

NMLS License: Salas & Company LLC #2186459 | Loans made or arranged pursuant to a California Financing Law license, CFL License: Salas & Company LLC (DBA Camino Financial) #60DBO-43053

CDFI Certification Number: 181CE054231